Can a resident Indian have an NRI as a nominee?

Yes. A resident Indian investor can nominate an NRI (Non-Resident Indian) in mutual fund investments in India.

Essential Details:

  • SEBI and AMFI guidelines place no restrictions on the nominee’s residential status.

  • The nominee can be any individual, including an NRI or foreign national.

  • Having an NRI nominee ensures smooth transmission of mutual fund units or proceeds in case of the investor’s demise.

  • Nomination can be made during initial investment or later through a nomination form submitted to the AMC or RTA.

  • The nominee’s KYC and documentation must be completed as per the AMC’s policy at the time of claim settlement.